What caused your biggest business headache of 2008? (Poll Closed)

• VAT cuts
  5%
  1 vote
   
• Rising fuel prices
  26%
  5 votes
   
• Banks not passing on interest rate cuts
  5%
  1 vote
   
• Council tax increases
  0%
  0 votes
   
• Decrease in consumer spending
  47%
  9 votes
   
• Technology failure
  0%
  0 votes
   
• Difficulties in securing credit
  11%
  2 votes
   
• Maintaining staff morale
  5%
  1 vote