Andrea Luoni has more than 25 years of experience in the insurance industry and 12 years as the President and founder of RateCraft (previously - Premium Rate Analysis, Inc.) Andrea has extensive experience in commercial insurance analytics, business development, marketing, risk assessment and negotiating contracts. Prior to the founding of RateCraft (Premium Rate Analysis, Inc.) Ms. Luoni was a commercial insurance executive with Westland Insurance Brokers in San Diego, a leading insurance br