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Posted 2 years ago.
See this poll on: http://realsolutions.coop/2009/9/1/is-courtesy-pay-good-for-m…
At one time or another, who hasn't overdrawn their account. It's a nice peace-of-mind service (insurance policy) to have. It creates an opportunity for CUs to monitor and offer budgeting and financial planning advice if needed. It might be interesting to know if courtesy pay is not offered to members or they are denied the service, then would they use more payday lending services?