What's the best way for the state to encourage retirement savings?
Improve financial education in public schools
Nothing; it's not the state's job. Focus on job creation instead.
Require employers to offer defined-contribution plans such as 401(k)s
Raise the minimum wage and improve social services so people can afford to save.
Promote the importance of retirement savings but don't become directly involved
Establish a state retirement plan, modeled after 529 college savings plans, for workers without access to an employer plan
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