What will be the fate of the technology-first, or insurtech, insurance startups over the next year? Which of the following will come true?
A few will be successful on their own, be bought out, or go to IPO
Most will fail and the overall impact of insurtechs on the P/C industry will be minimal
They will morph into more traditional carriers and brokerages
They will spur development of new insurance coverages and risk management services
Traditional carriers and brokers will adopt similar technologies
Venture capitalists will get bored and move onto another industry
They will have the most impact on distribution
They will change underwriting and claims processing
They will start attracting top talent in the P/C industry
There will be more startups and more disruption than the current industry expects
Other:
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