What do you think residential mortgages will look like in a few years?
It's way too volatlie and uncertain to predict or even conjecture.
I agree with you, DJT. Simpler but still being securitized.
I don't believe there will be much lending outside of prime mortgages backed by Fannie and Freddie.
I thikn securitizations will come back and be complex, too. People will be more careful.
I believe another technology, like covered bonds, will pick up the slack.
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