The list really lacks quality choices. The packers are a very hot team and many people following football knew they were one of the last teams anyone wanted to play, so you can't really fault Atlanta. Once they fell behind, they had to change their game plan, which only served to make it worse. As for T.J. Houshmandzahdeh, I never blame anyone for one play for losing a game. There were over 150 plays that took place in that game, several of which lead to the Ravens loosing the game. What about Flacco throwing into double coverage immediately after the Steelers scored off the Rice turnover? So, again, one play in a close ball game really can't be blamed for the loss. As for UCF, they are 19 and 20 something year old kids. I expect inconsistency from that level. That only leaves the Patriots and the fact that they underperformed big time. Sure the Jets are good, but the Pats really believed they were 42 points better than this team, and it showed in their lack of focus and the way they were dominated.