Warm up your #2 pencils and add up the costs

Warm up your #2 pencils and add up the costs - chose one:

In figuring out any budget, you simply add up the pre-tax incentives and multiply by the inverse of the cost-benefit ratio.

You're in way too deep already. Add 'too much' to 'red ink all around' and you've got the best answer you'll get.

Who needs that #2 pencil? Stop the madness, toss out the math and just enjoy.

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